Many lenders now offer pre-visa disbursement of funds, which is vital for students applying under the SDS route. Moreover, some financial institutions collaborate with Canadian universities and visa consultants to provide seamless education loan services. Digitization has further simplified the loan application process, allowing students to apply online, upload documents, track the loan status, and receive disbursals without visiting the bank branch multiple times. Some fintech platforms even act as aggregators, helping students compare loan offers from multiple lenders and choose the best one.